The 2004 Dime Value Guide You Actually Need

One 2004-P dime sold for $1,380 at Heritage Auctions — yet most 2004 dimes are worth just 10 cents. The difference comes down to three things: mint mark, condition, and whether you have the prized Full Bands designation or the Doubled Ear FS-101 variety. This free guide and calculator will tell you exactly where yours stands.

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$1,380
All-time auction record (Heritage Auctions, 2011)
2.49B
Total 2004 dimes minted across all three mints
FS-101
PCGS-listed Doubled Ear variety — worth $50–$275
<35
Known MS68 FB examples across PCGS + NGC combined
$0.10 face value (circulated)
$3 – $390 uncirculated range
3 mints P · D · S
FB designation biggest value driver

Free 2004 Dime Value Calculator

Select your mint mark, condition, and any error varieties, then hit Calculate for an instant value estimate.

If you're not sure which mint mark, condition, or error you have, you can upload a photo to the 2004 Dime Coin Value Checker — a free third-party tool that identifies your coin from photos in seconds.

Describe Your 2004 Dime for a Detailed Assessment

Not sure how to use the calculator? Describe what you see on your coin in plain language and our analyzer will offer a more tailored reading.

Mention these things if you can

  • Mint mark (P, D, or S)
  • Any doubling on the ear
  • Torch band sharpness
  • Overall luster / shine
  • Visible wear or damage
  • Unusual color or spots

Also helpful

  • Off-center or misaligned design
  • Missing outer clad layer
  • Double-struck appearance
  • Whether it came from a proof set
  • Any PCGS or NGC slab grade
  • Approximate year purchased

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2004-D Doubled Ear Self-Checker (FS-101)

The 2004-D Doubled Ear is the most collectible variety from this year. Use the checklist below to determine whether your Denver dime has this premium feature.

2004-D Roosevelt dime obverse and reverse showing mint mark location and overall coin design Side-by-side comparison of normal 2004-D Roosevelt dime ear vs the FS-101 Doubled Ear variety showing the doubling visible under magnification

✗ Common 2004-D Dime

  • Roosevelt's ear has a clean, single-line rim
  • No secondary impression above or around the ear canal
  • Ear appears thin and naturally shaped
  • Worth face value in circulated condition

✓ FS-101 Doubled Ear

  • Visible secondary impression on the upper ear rim
  • "Cauliflower" or thickened ear appearance under loupe
  • Doubling most prominent on upper-left edge of ear
  • Worth $50–$275 depending on grade

2004 Roosevelt Dime Value Chart at a Glance

The table below summarizes values across all major 2004 dime varieties and conditions. For an in-depth illustrated 2004 dime identification walkthrough that covers every grade tier with photos, see this complete step-by-step 2004 Roosevelt dime reference guide. Rows are highlighted in gold for the most frequently sought variety and in red for the highest-error-value category.

Variety Worn (G–F) Circulated (VF–AU) Uncirculated (MS60–66) Gem (MS67+)
2004-P (Philadelphia) $0.10–$0.25 $0.25–$1.00 $3–$200 $9–$390
2004-P Full Bands (FB) $0.35–$0.40 $0.60–$2.00 $4–$200 $30–$390+
2004-D (Denver) $0.10–$0.25 $0.25–$1.00 $3–$46 $14–$46
⭐ 2004-D Full Bands (FB) $0.35–$0.40 $0.60–$2.00 $4–$82 $20–$82
⭐ 2004-D Doubled Ear FS-101 $25–$50 $50–$100 $100–$200 $200–$275
2004-S Clad Proof DCAM N/A N/A N/A $3–$16 (PR65)
2004-S Silver Proof DCAM N/A N/A N/A $6–$18 (PR65)
🔴 Major Error (off-center / missing clad / double strike) $50+ $100–$400 $200–$1,000+ $800–$1,230+

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Everything you need to know about your 2004 dime — organized for quick access.

🧮 Value Calculator 📝 Describe Your Coin 🔍 Doubled Ear Checker 📊 Value Chart ⚠️ Error Guide 🏭 Mintage Data 🔬 How to Grade 💰 Where to Sell

The Valuable 2004 Roosevelt Dime Errors (Complete Guide)

While billions of 2004 Roosevelt dimes were struck with no issues, a small number left the mint with dramatic errors that make them genuinely rare collectibles. The varieties below range from an officially recognized hub-doubling variety worth up to $275 to dramatic production mishaps that have sold for over $1,200 at major auction houses. Use the sidebar to jump directly to the variety that matches what you see on your coin.

2004-D Doubled Ear (FS-101)

Most Famous $50 – $275
2004-D Roosevelt dime FS-101 Doubled Ear variety close-up showing the hub doubling visible on Roosevelt's ear under magnification

The 2004-D Doubled Ear is a Class I hub doubling error that occurred when the working die received two impressions from the hub at slightly different rotational positions. The resulting misalignment created a secondary raised area on Roosevelt's ear that is clearly visible under a 10× loupe and occasionally with the naked eye on well-struck examples. PCGS officially lists this variety as FS-101 in its variety registry.

Visually, the doubling manifests as a thickened or split upper rim of the ear, sometimes described as a "cauliflower ear." The secondary impression is most pronounced at the upper-left edge of the ear, where the die shift created the greatest offset. The doubling does not extend significantly to adjacent hair details or the jawline, which helps distinguish it from a mere die deterioration doubling of lesser value.

Collector demand is strong because this is a named, PCGS-catalogued variety that can be attributed with certainty, making it financeable through third-party grading. Examples in circulated condition typically bring $50–$100, while MS65 and above specimens command $150–$275. The variety also exists with the Full Bands designation (FS-101 FB, PCGS #395112), which carries an additional premium at gem grades.

How to spot it
Examine Roosevelt's ear under a 10× loupe. A secondary raised ridge on the upper-left rim of the ear — creating a thickened or "split" appearance — confirms the FS-101 doubling. The ear will look distinctly heavier than on a normal 2004-D dime.
Mint mark
D (Denver) only. The Philadelphia and San Francisco issues do not carry this variety.
Notable
Officially listed as PCGS FS-101 (PCGS #395111). The Full Bands version is PCGS #395112. Values of $50–$275 confirmed across multiple sources including coinvalueapp.com and PCGS CoinFacts. A genuine population-reported variety with significant collector following.

2004 Off-Center Strike Error

Most Valuable $100 – $1,230+
2004-P Roosevelt dime off-center strike error showing the design shifted from center with a blank crescent on one side

An off-center strike occurs when the planchet is not properly centered beneath the dies at the moment of striking. Instead of the design landing symmetrically on the coin, it is displaced toward one edge, leaving a blank crescent of metal on the opposite side. The degree of off-center percentage determines both the visual drama and the market value — minor shifts of 5–10% have modest premiums, while dramatic examples at 40–50% off-center are highly sought after by error collectors.

To identify this error, look for the design visibly crowded toward one edge while the opposite side shows a plain, unstruck area of the planchet. On dimes, even a 20–30% off-center strike is unmistakable under normal lighting. The date must still be readable on a desirable example — coins where the date is fully off the flan are generally considered less collectible despite their dramatic appearance.

A 2004-P dime graded MS64 with a 45% off-center strike sold for $1,230 at Heritage Auctions in 2008, making this the highest confirmed auction result for any 2004 dime error coin. Less dramatic examples from both the P and D mints bring $100–$400 depending on the degree of shift and overall condition. These coins are certified by PCGS and NGC as "Off-Center" with the percentage noted in the grade description.

How to spot it
Look for the entire Roosevelt obverse design shifted visibly off-center, with a blank unstruck crescent visible at one edge. The reverse torch design will be correspondingly misplaced. Check that the date is still fully visible for maximum collector appeal and value.
Mint mark
P (Philadelphia) and D (Denver) circulation strikes documented. The highest-value example was a 2004-P MS64.
Notable
A 2004-P MS64 at 45% off-center realized $1,230 at Heritage Auctions in 2008 — the top documented error sale for the 2004 series. Value rises sharply above 30% shift. Examples certified by PCGS and NGC under the "Off Center" designation.

2004 Double Strike Error

Dramatic $200 – $1,015+
2004-P Roosevelt dime double strike error showing Roosevelt's portrait struck twice at different positions creating a dramatic doubling across the entire coin

A double strike error happens when a coin that has already been fully struck by the dies is not ejected from the collar and receives a second blow from the hammer die. Unlike the hub doubling seen in the Doubled Ear variety — which is a die defect — a double strike is a planchet-level error that affects the entire coin at once. The two impressions are typically offset from each other at different angles, creating a visually dramatic ghosted or "layered" appearance across both obverse and reverse.

Visually, the Roosevelt portrait will appear twice — once clearly struck, and once as a secondary overlapping impression at a different rotational angle. The date, legends, and torch reverse will also show double imagery. Unlike mechanical doubling or die deterioration doubling (which appear flat and shelf-like), a genuine double strike will show full, raised relief in both impressions because the planchet was struck with full pressure twice.

A 2004-P Roosevelt dime graded MS65 with a dramatic double strike sold for over $1,000 at Great Collections in 2011, one of the strongest results in the series. Lower-grade double strike examples from P or D mint still bring strong prices in the $200–$500 range because these errors are genuinely scarce — the mint's automated ejection systems prevent most repeats. Certification by PCGS or NGC as "Double Strike" is recommended before sale.

How to spot it
Hold the coin under a single light source and look for two full, raised impressions of Roosevelt's portrait at different rotational positions. Both impressions should show crisp relief, distinguishing a genuine double strike from flat mechanical doubling or die deterioration.
Mint mark
P (Philadelphia) and D (Denver) circulation strikes documented. The $1,015+ sale was a 2004-P MS65.
Notable
A 2004-P MS65 double strike sold for over $1,000 at Great Collections in 2011. Second impressions at 90° or 180° rotations command the highest premiums. PCGS and NGC certify these as "Double Strike" with rotation degree noted when determinable.

2004 Missing Clad Layer Error

Rarest $150 – $610+
2004-D Roosevelt dime missing clad layer error showing the copper-colored inner core exposed on the obverse while the reverse retains its normal silver-nickel clad appearance

The missing clad layer error occurs when the cupronickel outer layer (the 75% copper, 25% nickel bonded shell) is absent from one or both faces of the coin before striking. Modern Roosevelt dimes are struck on copper-nickel clad planchets — a sandwich of pure copper core with bonded nickel-clad faces. If the bonding process fails for one face, the coin is struck directly on the copper core on that side, creating a coin that looks entirely different on its two faces: one silver-colored (normal clad), one copper-colored (exposed core).

These errors are identified by color contrast: one side of the coin will appear the normal silver-nickel color while the other will show a warm copper-brown or reddish hue. The coin will also be slightly lighter than a normal dime because the missing clad layer reduces total metal content. A loupe inspection of the edge will reveal the missing layer — the edge will appear copper-colored on the affected side and silvery on the normal side.

Missing clad layer errors are among the rarest genuine planchet errors in the Roosevelt dime series because the clad bonding process is highly automated and quality-controlled. Both obverse and reverse missing-clad examples exist, with obverse examples generally commanding higher prices due to greater collector demand. Values range from $150 to $610 or more depending on which side is missing, condition, and whether the coin has been graded by a major service.

How to spot it
Check for a coin with two distinctly different face colors — one side normal silver-nickel, the other copper-brown or reddish. The coin will feel slightly lighter than a normal dime. A 10× loupe on the edge will confirm the missing layer on the affected side.
Mint mark
D (Denver) and P (Philadelphia) both documented. Denver examples are more frequently cited in the literature given Denver's higher overall error rate in modern clad issues.
Notable
Verified examples bring $150–$610 depending on which face is missing and overall grade. Premium missing clad examples for the entire Roosevelt dime series can reach $1,000–$5,000, making high-grade 2004 examples particularly worth submitting to PCGS or NGC before selling.

2004 Improperly Annealed Planchet Error

Best Kept Secret $200 – $830+
2004-D Roosevelt dime improperly annealed planchet error showing distinctive reddish-copper uniform discoloration across the entire coin face

Before striking, coin planchets are annealed — heated to soften the metal and then cooled — to make them workable and receptive to the die impression. If this annealing process is improperly applied (wrong temperature, wrong duration, or cooling failures), the resulting planchet surface can take on unusual colorations that survive through the striking process and appear on the finished coin. The 2004-D improperly annealed dime error is especially dramatic because of the stark color contrast against the normally silver appearance of clad dimes.

Visually, an improperly annealed 2004 dime will show uniform, even discoloration across the affected surface — typically a copper-red, burnt orange, or occasionally black (sintered/oxidized) appearance. Crucially, this coloration is evenly distributed across the entire face, unlike post-mint damage (which creates splotchy, irregular staining). The coloration is also inherently bonded to the metal surface rather than sitting on top of it, which can be confirmed under a loupe by the absence of any granular or crusty texture.

A 2004-D dime graded MS64 with an improperly annealed planchet showing a distinctive copper-red color sold for $830 at Heritage Auctions in 2010 — a remarkable result for what most collectors might mistake for a damaged coin. Proper third-party certification by PCGS or NGC is essential for these coins because authentication protects the seller and adds credibility with buyers who might otherwise assume post-mint tampering.

How to spot it
Look for even, uniform reddish-copper, orange, or blackened coloration across one or both faces. The coloration must be consistent across the entire field — not splotchy or crusty — to indicate an authentic pre-strike planchet issue rather than post-mint chemical damage or cleaning.
Mint mark
D (Denver) documented at auction. P (Philadelphia) examples also reported in the literature. Both mints used automated annealing ovens susceptible to occasional calibration failures.
Notable
A 2004-D MS64 improperly annealed dime realized $830 at Heritage Auctions in 2010 — one of the strongest results for this error type across the modern Roosevelt dime series. PCGS and NGC certify these as "Improperly Annealed Planchet" (IAP) on the holder label.

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2004 Roosevelt Dime Mintage & Survival Data

Group of 2004 Roosevelt dimes representing different grades and mint marks including worn circulated examples and uncirculated specimens
Mint Mint Mark Type Mintage Notes
Philadelphia P Circulation Strike 1,328,000,000 Highest individual mint production; source of FB record sale
Denver D Circulation Strike 1,159,500,000 Home of the FS-101 Doubled Ear variety
San Francisco S Clad Proof DCAM 1,789,488 Sold directly to collectors; not in circulation
San Francisco S Silver Proof DCAM (90% Ag) 1,175,934 Contains silver; melt value applies as floor
Total Mintage (All Issues) 2,489,304,396 One of the highest annual outputs in Roosevelt dime history
Coin Specifications — 2004 Roosevelt Dime (Circulation Issues)
DesignerJohn R. Sinnock
Composition75% Cu, 25% Ni over pure Cu core
Weight2.268 grams
Diameter17.91 mm
Thickness1.35 mm
EdgeReeded (118 reeds)
SeriesRoosevelt Dime 1946–Date
Silver Proof90% silver, 10% copper

Note: Survival rate for gem uncirculated examples (MS67+) is extremely low relative to mintage — an estimated fraction of one percent reach MS67, and far fewer achieve MS68 with Full Bands.

How to Grade Your 2004 Roosevelt Dime

Grading determines 80% of your 2004 dime's value. Here's how to accurately assess condition before consulting the value chart or submitting to a grading service.

2004 Roosevelt dime grading strip showing four examples from worn Good condition through Gem Mint State to illustrate key differences in detail and luster

Worn (Good–Fine, G4–F15)

Roosevelt's cheek, jaw, and hair above the ear are flat and featureless. Torch bands on the reverse are visible but merged. These coins are worth face value only. The date and legends are still legible — coins where these are fully worn off have no additional collector value.

Circulated (VF–AU, VF20–AU58)

High points show wear but finer details survive. In AU condition, the coin retains most original mint luster but has slight friction on Roosevelt's cheek and the torch's top. VF coins show clearer hair separation above the ear and partial torch band definition. Value: $0.25–$2.00 depending on grade.

Uncirculated (MS60–MS66)

No wear anywhere — original luster is fully intact. The coin may show bag marks (contact marks from other coins in storage), which lower the numerical grade but do not indicate circulation wear. MS65 "gem" coins are clean enough that marks are minor. Value ranges from $3 to $82 depending on mint mark and Full Bands status.

Gem (MS67+) & Full Bands

Exceptional luster, virtually no marks, and a sharp strike throughout. At MS67, only a trained eye with a loupe can spot any imperfections. The Full Bands designation — fully separated horizontal bands on the torch — is a separate quality designation that can exceed the numerical grade in determining value. Fewer than 35 examples reach MS68 FB combined across PCGS and NGC.

Pro tip — Full Bands (FB) is the key designation to chase: Inspect the center of the reverse torch with a 5× to 10× loupe. You should see two sets of horizontal bands crossing the torch's center section. If both sets of bands are fully separated from each other (no merging), the coin likely qualifies for Full Bands. This designation can double or triple value at MS65 and above — and at MS68 FB, the value jumps from around $75 to potentially several hundred dollars.

🔎 CoinHix helps you match your coin's visual condition against graded reference images right from your camera — a coin identifier and value app designed to give you a fast starting-point grade before submission.

Where to Sell Your Valuable 2004 Dime

The right venue depends on your coin's value tier. Error coins and gem-grade specimens deserve a different approach than average uncirculated examples.

🏛️ Heritage Auctions

Best for high-value error coins (off-center, double strike, missing clad) and gems graded MS67+. Heritage reaches the most serious collectors and consistently achieves record prices. The 2004-P MS61 FB that sold for $1,380 and the $1,230 off-center error both went through Heritage. Minimum value to justify consignment is roughly $200–$300 per coin.

💻 eBay

Excellent for mid-range 2004 dimes in the $10–$150 range, including the Doubled Ear variety, MS65–MS67 uncirculated specimens, and proof sets. You can see recent completed sold listings for 2004-P Roosevelt dimes at current market prices to benchmark your coin before listing. Graded slabs (PCGS/NGC) consistently outperform raw coins on eBay.

🏪 Local Coin Shop

Offers immediate payment without waiting for an auction to close. Expect wholesale prices — typically 50–70% of retail value. Best used for bulk lots of common 2004 dimes or if you need cash quickly. For the Doubled Ear variety or error coins, call ahead to confirm the dealer has expertise in modern Roosevelt dime varieties before making the trip.

📱 Reddit (r/Coins4Sale)

Growing community of collectors who buy and sell directly. Good for Doubled Ear examples, full proof sets, and interesting errors in the $20–$100 range. Community members are knowledgeable and fair. Always include clear macro photos of the die variety or error feature when listing, and be prepared to provide PCGS/NGC certification for higher-value pieces.

💡 Get it graded first for error coins and gems: For any 2004 dime you believe is worth $75 or more — including the Doubled Ear FS-101, off-center strikes, missing clad examples, and MS67+ specimens — submitting to PCGS or NGC before selling typically adds 20–50% to your realized price. Buyers pay more for certified coins because they trust the authentication. Grading fees start around $25–$30 per coin for modern issues, easily paid back on a $200+ sale.

Frequently Asked Questions — 2004 Dime Value

How much is a 2004 dime worth?
Most 2004 dimes in circulated condition are worth exactly face value—10 cents. Uncirculated examples typically bring $3 to $46 for 2004-D and $3 to $390 for 2004-P depending on grade. The Full Bands (FB) designation adds a premium at higher grades. The all-time auction record is $1,380 for a 2004-P graded MS61 with Full Bands, sold at Heritage Auctions on October 13, 2011.
What is the 2004-D Doubled Ear variety?
The 2004-D Doubled Ear (PCGS FS-101) is a hub doubling error visible on Roosevelt's ear, creating a doubled or 'cauliflower' ear appearance under magnification. It was produced at the Denver Mint and is officially listed in the CONECA and PCGS variety reference. Depending on grade, examples sell for $50 to $275, making it the most sought-after variety from the 2004 Roosevelt dime series.
What is the Full Bands (FB) designation and why does it matter?
Full Bands refers to fully struck horizontal bands on the torch's center on the reverse of the Roosevelt dime. When all bands are completely separated and sharply defined, grading services add the FB (PCGS) or FT (NGC Full Torch) designation, which significantly increases value. At MS68 FB, fewer than 35 examples are known across both services combined, making this a major rarity despite the billions minted.
How do I find my 2004 dime's mint mark?
The mint mark on a 2004 Roosevelt dime is located on the obverse (heads) side, just above the date near Roosevelt's neck truncation. A 'P' means Philadelphia, 'D' means Denver, and 'S' means San Francisco (proof coins only, not found in circulation). Philadelphia struck 1.328 billion, Denver 1.159 billion, and San Francisco struck about 1.8 million proofs.
Are 2004 proof dimes worth keeping?
Yes. The 2004-S clad proof dime in PR65 DCAM condition is worth approximately $3 to $16, while the 2004-S silver proof dime (90% silver composition) ranges from $6 to $18. Both were sold directly to collectors and are not found in circulation. Silver proofs also carry intrinsic silver melt value, giving them a built-in floor above face value regardless of condition.
What 2004 dime errors are worth money?
The most valuable 2004 dime errors include: the 2004-D Doubled Ear FS-101 ($50–$275), off-center strikes—one sold for $1,230 at Heritage Auctions in 2008—improperly annealed planchets showing copper-red color (up to $830 at Heritage in 2010), double strikes (a 2004-P MS65 sold for over $1,000 at Great Collections in 2011), and missing clad layer errors ($150–$610+).
What makes a 2004 dime valuable?
Three primary factors drive premium value in 2004 Roosevelt dimes: (1) high numerical grade—MS68 and above is genuinely scarce despite large mintages; (2) Full Bands strike designation, which is extremely rare at the top grade levels; and (3) error coin status—varieties like the Doubled Ear, off-center strikes, missing clad layer, and improperly annealed planchets can command prices from $50 to well over $1,000.
How many 2004 dimes were minted?
The 2004 Roosevelt dime was minted in extremely large numbers. Philadelphia produced 1,328,000,000 (1.328 billion), Denver produced 1,159,500,000 (1.159 billion), and San Francisco struck approximately 1,789,488 clad proof dimes plus 1,175,934 silver proof dimes. The total mintage exceeded 2.48 billion coins, which is why circulated examples are worth face value only.
Can I find a valuable 2004 dime in pocket change?
Yes, it's possible. The 2004-D Doubled Ear variety (FS-101) worth $50–$275 occasionally surfaces in circulation because most people don't closely examine their dimes. Roll hunting—purchasing rolls of dimes from banks—improves your odds. Look for the 'D' mint mark and examine Roosevelt's ear closely under a 10× loupe for any doubling that creates an 'extra ear' or thickened appearance.
Where is the best place to sell a valuable 2004 dime?
For error coins and high-grade specimens worth over $100, Heritage Auctions reaches the most serious collectors and typically achieves the best prices. eBay is excellent for mid-range pieces ($20–$100) with its broad audience. Local coin shops offer immediate payment but often at wholesale prices. For the Doubled Ear or other premium varieties, getting the coin graded by PCGS or NGC first typically increases realized prices by 20–50%.

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