One 2004-P dime sold for $1,380 at Heritage Auctions — yet most 2004 dimes are worth just 10 cents. The difference comes down to three things: mint mark, condition, and whether you have the prized Full Bands designation or the Doubled Ear FS-101 variety. This free guide and calculator will tell you exactly where yours stands.
⭐⭐⭐⭐⭐ Rated 4.8 / 5 by over 1,200 collectors
Check My 2004 Dime Value →Select your mint mark, condition, and any error varieties, then hit Calculate for an instant value estimate.
If you're not sure which mint mark, condition, or error you have, you can upload a photo to the 2004 Dime Coin Value Checker — a free third-party tool that identifies your coin from photos in seconds.
Not sure how to use the calculator? Describe what you see on your coin in plain language and our analyzer will offer a more tailored reading.
Get an instant estimate for your 2004 dime — just pick your mint mark and condition. It takes under 30 seconds.
Use the Free Calculator →The 2004-D Doubled Ear is the most collectible variety from this year. Use the checklist below to determine whether your Denver dime has this premium feature.
The table below summarizes values across all major 2004 dime varieties and conditions. For an in-depth illustrated 2004 dime identification walkthrough that covers every grade tier with photos, see this complete step-by-step 2004 Roosevelt dime reference guide. Rows are highlighted in gold for the most frequently sought variety and in red for the highest-error-value category.
| Variety | Worn (G–F) | Circulated (VF–AU) | Uncirculated (MS60–66) | Gem (MS67+) |
|---|---|---|---|---|
| 2004-P (Philadelphia) | $0.10–$0.25 | $0.25–$1.00 | $3–$200 | $9–$390 |
| 2004-P Full Bands (FB) | $0.35–$0.40 | $0.60–$2.00 | $4–$200 | $30–$390+ |
| 2004-D (Denver) | $0.10–$0.25 | $0.25–$1.00 | $3–$46 | $14–$46 |
| ⭐ 2004-D Full Bands (FB) | $0.35–$0.40 | $0.60–$2.00 | $4–$82 | $20–$82 |
| ⭐ 2004-D Doubled Ear FS-101 | $25–$50 | $50–$100 | $100–$200 | $200–$275 |
| 2004-S Clad Proof DCAM | N/A | N/A | N/A | $3–$16 (PR65) |
| 2004-S Silver Proof DCAM | N/A | N/A | N/A | $6–$18 (PR65) |
| 🔴 Major Error (off-center / missing clad / double strike) | $50+ | $100–$400 | $200–$1,000+ | $800–$1,230+ |
📱 CoinHix lets you scan your 2004 dime on the go and get an instant condition estimate right from your phone — a coin identifier and value app.
Everything you need to know about your 2004 dime — organized for quick access.
While billions of 2004 Roosevelt dimes were struck with no issues, a small number left the mint with dramatic errors that make them genuinely rare collectibles. The varieties below range from an officially recognized hub-doubling variety worth up to $275 to dramatic production mishaps that have sold for over $1,200 at major auction houses. Use the sidebar to jump directly to the variety that matches what you see on your coin.
The 2004-D Doubled Ear is a Class I hub doubling error that occurred when the working die received two impressions from the hub at slightly different rotational positions. The resulting misalignment created a secondary raised area on Roosevelt's ear that is clearly visible under a 10× loupe and occasionally with the naked eye on well-struck examples. PCGS officially lists this variety as FS-101 in its variety registry.
Visually, the doubling manifests as a thickened or split upper rim of the ear, sometimes described as a "cauliflower ear." The secondary impression is most pronounced at the upper-left edge of the ear, where the die shift created the greatest offset. The doubling does not extend significantly to adjacent hair details or the jawline, which helps distinguish it from a mere die deterioration doubling of lesser value.
Collector demand is strong because this is a named, PCGS-catalogued variety that can be attributed with certainty, making it financeable through third-party grading. Examples in circulated condition typically bring $50–$100, while MS65 and above specimens command $150–$275. The variety also exists with the Full Bands designation (FS-101 FB, PCGS #395112), which carries an additional premium at gem grades.
An off-center strike occurs when the planchet is not properly centered beneath the dies at the moment of striking. Instead of the design landing symmetrically on the coin, it is displaced toward one edge, leaving a blank crescent of metal on the opposite side. The degree of off-center percentage determines both the visual drama and the market value — minor shifts of 5–10% have modest premiums, while dramatic examples at 40–50% off-center are highly sought after by error collectors.
To identify this error, look for the design visibly crowded toward one edge while the opposite side shows a plain, unstruck area of the planchet. On dimes, even a 20–30% off-center strike is unmistakable under normal lighting. The date must still be readable on a desirable example — coins where the date is fully off the flan are generally considered less collectible despite their dramatic appearance.
A 2004-P dime graded MS64 with a 45% off-center strike sold for $1,230 at Heritage Auctions in 2008, making this the highest confirmed auction result for any 2004 dime error coin. Less dramatic examples from both the P and D mints bring $100–$400 depending on the degree of shift and overall condition. These coins are certified by PCGS and NGC as "Off-Center" with the percentage noted in the grade description.
A double strike error happens when a coin that has already been fully struck by the dies is not ejected from the collar and receives a second blow from the hammer die. Unlike the hub doubling seen in the Doubled Ear variety — which is a die defect — a double strike is a planchet-level error that affects the entire coin at once. The two impressions are typically offset from each other at different angles, creating a visually dramatic ghosted or "layered" appearance across both obverse and reverse.
Visually, the Roosevelt portrait will appear twice — once clearly struck, and once as a secondary overlapping impression at a different rotational angle. The date, legends, and torch reverse will also show double imagery. Unlike mechanical doubling or die deterioration doubling (which appear flat and shelf-like), a genuine double strike will show full, raised relief in both impressions because the planchet was struck with full pressure twice.
A 2004-P Roosevelt dime graded MS65 with a dramatic double strike sold for over $1,000 at Great Collections in 2011, one of the strongest results in the series. Lower-grade double strike examples from P or D mint still bring strong prices in the $200–$500 range because these errors are genuinely scarce — the mint's automated ejection systems prevent most repeats. Certification by PCGS or NGC as "Double Strike" is recommended before sale.
The missing clad layer error occurs when the cupronickel outer layer (the 75% copper, 25% nickel bonded shell) is absent from one or both faces of the coin before striking. Modern Roosevelt dimes are struck on copper-nickel clad planchets — a sandwich of pure copper core with bonded nickel-clad faces. If the bonding process fails for one face, the coin is struck directly on the copper core on that side, creating a coin that looks entirely different on its two faces: one silver-colored (normal clad), one copper-colored (exposed core).
These errors are identified by color contrast: one side of the coin will appear the normal silver-nickel color while the other will show a warm copper-brown or reddish hue. The coin will also be slightly lighter than a normal dime because the missing clad layer reduces total metal content. A loupe inspection of the edge will reveal the missing layer — the edge will appear copper-colored on the affected side and silvery on the normal side.
Missing clad layer errors are among the rarest genuine planchet errors in the Roosevelt dime series because the clad bonding process is highly automated and quality-controlled. Both obverse and reverse missing-clad examples exist, with obverse examples generally commanding higher prices due to greater collector demand. Values range from $150 to $610 or more depending on which side is missing, condition, and whether the coin has been graded by a major service.
Before striking, coin planchets are annealed — heated to soften the metal and then cooled — to make them workable and receptive to the die impression. If this annealing process is improperly applied (wrong temperature, wrong duration, or cooling failures), the resulting planchet surface can take on unusual colorations that survive through the striking process and appear on the finished coin. The 2004-D improperly annealed dime error is especially dramatic because of the stark color contrast against the normally silver appearance of clad dimes.
Visually, an improperly annealed 2004 dime will show uniform, even discoloration across the affected surface — typically a copper-red, burnt orange, or occasionally black (sintered/oxidized) appearance. Crucially, this coloration is evenly distributed across the entire face, unlike post-mint damage (which creates splotchy, irregular staining). The coloration is also inherently bonded to the metal surface rather than sitting on top of it, which can be confirmed under a loupe by the absence of any granular or crusty texture.
A 2004-D dime graded MS64 with an improperly annealed planchet showing a distinctive copper-red color sold for $830 at Heritage Auctions in 2010 — a remarkable result for what most collectors might mistake for a damaged coin. Proper third-party certification by PCGS or NGC is essential for these coins because authentication protects the seller and adds credibility with buyers who might otherwise assume post-mint tampering.
Use the free calculator above to get an instant value estimate based on your mint mark, condition, and error type — then see where to sell it for the best price below.
Calculate My Error Coin's Value →
| Mint | Mint Mark | Type | Mintage | Notes |
|---|---|---|---|---|
| Philadelphia | P | Circulation Strike | 1,328,000,000 | Highest individual mint production; source of FB record sale |
| Denver | D | Circulation Strike | 1,159,500,000 | Home of the FS-101 Doubled Ear variety |
| San Francisco | S | Clad Proof DCAM | 1,789,488 | Sold directly to collectors; not in circulation |
| San Francisco | S | Silver Proof DCAM (90% Ag) | 1,175,934 | Contains silver; melt value applies as floor |
| Total Mintage (All Issues) | 2,489,304,396 | One of the highest annual outputs in Roosevelt dime history | ||
Note: Survival rate for gem uncirculated examples (MS67+) is extremely low relative to mintage — an estimated fraction of one percent reach MS67, and far fewer achieve MS68 with Full Bands.
Grading determines 80% of your 2004 dime's value. Here's how to accurately assess condition before consulting the value chart or submitting to a grading service.
Roosevelt's cheek, jaw, and hair above the ear are flat and featureless. Torch bands on the reverse are visible but merged. These coins are worth face value only. The date and legends are still legible — coins where these are fully worn off have no additional collector value.
High points show wear but finer details survive. In AU condition, the coin retains most original mint luster but has slight friction on Roosevelt's cheek and the torch's top. VF coins show clearer hair separation above the ear and partial torch band definition. Value: $0.25–$2.00 depending on grade.
No wear anywhere — original luster is fully intact. The coin may show bag marks (contact marks from other coins in storage), which lower the numerical grade but do not indicate circulation wear. MS65 "gem" coins are clean enough that marks are minor. Value ranges from $3 to $82 depending on mint mark and Full Bands status.
Exceptional luster, virtually no marks, and a sharp strike throughout. At MS67, only a trained eye with a loupe can spot any imperfections. The Full Bands designation — fully separated horizontal bands on the torch — is a separate quality designation that can exceed the numerical grade in determining value. Fewer than 35 examples reach MS68 FB combined across PCGS and NGC.
🔎 CoinHix helps you match your coin's visual condition against graded reference images right from your camera — a coin identifier and value app designed to give you a fast starting-point grade before submission.
The right venue depends on your coin's value tier. Error coins and gem-grade specimens deserve a different approach than average uncirculated examples.
Best for high-value error coins (off-center, double strike, missing clad) and gems graded MS67+. Heritage reaches the most serious collectors and consistently achieves record prices. The 2004-P MS61 FB that sold for $1,380 and the $1,230 off-center error both went through Heritage. Minimum value to justify consignment is roughly $200–$300 per coin.
Excellent for mid-range 2004 dimes in the $10–$150 range, including the Doubled Ear variety, MS65–MS67 uncirculated specimens, and proof sets. You can see recent completed sold listings for 2004-P Roosevelt dimes at current market prices to benchmark your coin before listing. Graded slabs (PCGS/NGC) consistently outperform raw coins on eBay.
Offers immediate payment without waiting for an auction to close. Expect wholesale prices — typically 50–70% of retail value. Best used for bulk lots of common 2004 dimes or if you need cash quickly. For the Doubled Ear variety or error coins, call ahead to confirm the dealer has expertise in modern Roosevelt dime varieties before making the trip.
Growing community of collectors who buy and sell directly. Good for Doubled Ear examples, full proof sets, and interesting errors in the $20–$100 range. Community members are knowledgeable and fair. Always include clear macro photos of the die variety or error feature when listing, and be prepared to provide PCGS/NGC certification for higher-value pieces.
Use the free calculator — just pick your mint mark, condition, and any errors. Get an instant, research-backed estimate in under 30 seconds.
Calculate My 2004 Dime Value →